UAE Residents Are Saving More Than Ever — Here’s What the Numbers Show
The UAE is in the middle of a remarkable savings boom. National Bonds, the country’s leading Sharia-compliant savings and investment company, has announced its strongest annual results in 20 years. Bondholders’ funds have surpassed AED 18 billion, reflecting a 14% year-on-year increase, with returns of up to 4.45% distributed to savers in 2025. The milestone comes as the company celebrates its 20th anniversary.
What’s Driving the 37% Surge in Regular Savers?
Regular savers grew by 37% compared to 2024, highlighting a deepening culture of saving and a clear shift toward structured, long-term financial planning. This growth spans all segments — retail customers, high-net-worth individuals, and corporates alike. Over one million customers have now engaged with National Bonds’ savings and investment products, fuelled by both repeat participation and new account openings.
Digital Savings and Women-Led Growth Stand Out
Technology is playing a major role in this momentum. Digital savings activity surged 72%, with National Bonds introducing an AI-powered financial guidance tool to support smarter financial decisions. Women are also stepping up as a key growth segment. Sales to female customers rose 11.33%, with their portfolios increasing by nearly AED 290 million in 2025 — a trend aligned with the UAE’s Year of the Family agenda.
Why This Reflects the UAE’s Broader Financial Confidence
These results reflect broader economic momentum in the UAE, where a diversified economy, stable regulatory framework, and long-term national strategies continue to foster financial discipline. Corporate participation reinforces this further, with corporate liquidity and treasury solutions for institutional investors rising by 28%.
For UAE residents looking to grow wealth steadily, National Bonds remains one of the most trusted and accessible options available today.
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